Equity finance for UK SMEs
Looking to scale your business without taking on debt? Equity finance allows you to raise capital by selling shares in your company to investors. In return, investors receive a stake in your business and may benefit from future profits or returns when the business grows, is sold, or goes public.
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Unlike traditional business loans, equity finance doesn’t require monthly repayments or interest charges, making it an attractive option for start-ups and growing businesses aiming to preserve cash flow. However, it does involve giving up a portion of ownership and decision-making control.
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Equity finance is popular with UK start-ups, scale-ups, and SMEs looking for long-term growth capital, strategic support, and access to investor networks. Whether you’re launching a new product, entering new markets, or accelerating expansion, equity funding could be the key to unlocking your business’s full potential.
What is equity finance, and how does it work?
Equity finance allows businesses to raise capital by offering shares to investors. In exchange for their investment, these individuals or firms gain partial ownership and stand to earn a return through dividends, business growth, or a future sale or flotation of the company.
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Unlike traditional business loans, equity funding doesn’t require repayments or interest charges. Instead, you share a portion of your business’s ownership and decision-making with your new shareholders.​​​
Why choose Prospera Funding for equity finance?
Full access to UK lenders
Access tailored business finance from £5,000 to £25M, with rates from 4.5%. Prospera Funding connects UK SMEs with both traditional and alternative lenders for flexible, fast business finance solutions.
Protecting your credit
We prioritise protecting your credit score by leveraging our lender network and industry expertise to assess your funding options without formal applications or credit checks.
Fast decisions
Our lenders offer faster funding than traditional bank loans, ideal for businesses needing quick access to working capital, cash flow, or growth. Decisions and funds in as little as 24 hours.
Transparent costs
You know your business best, and whether business finance makes sense to achieve your goals. At Prospera Funding, we simply present the best funding options, fully explain the costs, and let you decide. No risk, no commitment, and no broker fees.
Industry specialists
Our business finance specialists have expert knowledge and proven experience across multiple industries, ensuring tailored funding solutions aligned with your business goals.
Flexible options
Our lenders provide flexible loan terms, repayment options, and requirements, helping businesses find funding that aligns with their goals
Aftercare support
With expert finance specialists and a vast lender network, we deliver tailored business funding solutions and ongoing support, ensuring your company always has access to the most cost-effective finance options on the market.
Industry compliant
We work with FCA-regulated lenders and ensure full compliance with all industry rules and regulations.
Equity Finance Calculator - How Investors Evaluate Your Business
Rate from 4.5%, loans between £5,000 to £25,000,000.
360 overview of the whole UK lending market, all types of legal businesses considered.
Fast decisions, funding from as quickly as 24 hours.
No cost, risk or commitment...and no credit searches.
How to apply for equity finance
We make business funding fast, simple, and tailored to you. Our advanced platform intelligently matches your business with the most relevant finance solutions from a wide panel of UK lenders. Whether you’re expanding, managing cash flow, or investing in growth, we’re here to help you access the funding you need, without the hassle.
Get funded in 3 easy steps
1. Tell us about your equity finance requirements
Let us know how much you’re looking to raise, what it’s for, and a few key details about your business. No lengthy forms, just straightforward questions.
2. Review equity finance options from investors
We scan over 120 trusted lenders to deliver options tailored to your specific funding needs at the best rates you are eligible for.
3. Get equity finance from investors
Once you’ve chosen the best option, we’ll support you through the application, right through to the funds landing in your account.
